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How First-Time Homebuyers Get $10,000 in Free Grant Money

Updated: Nov 21, 2023

Small stack of $10 bills slightly fanned out and sitting on their side

Are you a first-time homebuyer in Philadelphia? The Philly First Home program is a golden opportunity for you to make your homeownership dream a reality. At ERGO Real Estate Company, we are dedicated to helping you navigate this beneficial program.

Understanding the Philly First Home Program

The City of Philadelphia offers a homebuyer assistance grant of up to $10,000 or 6% of the home's purchase price, whichever is lower, to aid first-time buyers in reducing the principal, covering down payment, and handling loan closing costs.

Eligibility Criteria:

The property must be a single-family home or duplex located in Philadelphia. If you haven't owned a home in the past three years, you're eligible. A mandatory step is homeownership counseling to prepare you for homeownership, covering budgeting, avoiding dangerous mortgages, and more. Your eligibility also depends on your family size and income.

Application Process:

To apply, contact a City-funded housing counseling agency. They will require information about your total annual family income, its source, and the number of family members who will live in the house.

How ERGO Real Estate Company Can Help:

At ERGO Real Estate Company, we offer expert guidance through every step of the Philly First Home process. From selecting the right property to completing your application, our team is here to ensure a smooth and successful homebuying journey.


Embarking on your homeownership journey in Philadelphia is now more accessible and affordable with the Philly First Home program. Contact ERGO Real Estate Company to start leveraging this fantastic opportunity today!



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