COMMERCIAL LENDING SERVICES

At ERGO, we understand that adequate cash flow is crucial to successful business operations and have vast experience consulting our clients in funding their commercial transactions.

 

We’ve developed lending solutions, with our network of commercial lenders, to meet both short and long-term borrowing needs.

COMMERCIAL REAL ESTATE LOAN

Loan option for purchasing commercial real estate, renovating a property or expanding your current operations

COMMERCIAL LETTERS OF CREDIT

A contractual agreement between the banks issuing the credit that authorizes another bank to make payments to the beneficiary on behalf of the customer.

COMMERCIAL TERM

LOAN

Loan to buy new machinery, equipment, vehicles, or make renovations.

NEW CONSTRUCTION LOANS

New Construction loans, rehab loans, development for builders and investors, multi-family debt service, and more.

COMMERCIAL LINES OF

CREDIT

A flexible line of credit can help with seasonal cash flows, or whenever it is needed. You pay interest only on what you use.

SBA LOANS

 Small Business Administration (SBA) loans can be a valuable tool for small businesses in need of financing.  

We have experience packaging and acquiring funding from SBA lenders for your various business needs.

Our application process and quick turnaround make it simple. 

 

WHAT WILL I NEED TO APPLY?

Information about your business:

  • Business name and address

  • Type of business organization

  • Business Tax ID Number (TIN), annual sales, number of employees

  • Last three years of business returns and last three years of personal returns for any guarantors. 

 

Information about each business owner:

  • Name, Home Address, Social Security Number, Title, Personal Financial statement

  • The dollar amount, type of loan you are applying for and collateral information

  • Up to two years of income tax returns - including most current year
     

IT'S SIMPLE, WITH ERGO

Let's get you the loan you need, in the time you need it, with the least amount of headache. ERGO's experience in securing loans for businesses will just take another weight off your shoulders as a business owner.