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Unlock Up to $25,000
for Your First Home

HFA Preferred (Lo MI)

Flexible underwriting and 3% down payment. Offers mortgage insurance at below-market rates.
Designed for homebuyers seeking competitive mortgage options with minimal down payment requirements.

Keystone Government Loan (K-Gov)

Government-backed loans with flexible underwriting rules.
Ideal for buyers needing government-backed loans with more lenient underwriting standards.

Keystone Advantage Assistance Loan

Up to $6,000 interest-free loan for down payment and closing cost.
Designed to help homebuyers with the upfront costs of purchasing a home through an interest-free loan.

Access Down Payment and Closing Cost

Up to $15,000 for homebuyers with disabilities or their family members.
Focused on assisting homebuyers with disabilities or those assisting family members with disabilities.

Keystone Home Loan Program

For first-time buyers, veterans, and buyers in specific counties. Supports conventional, FHA, VA, or USDA loans.
Aimed at supporting a diverse range of homebuyers with various loan options.

Keystone Forgivable in Ten Years (K-FIT)

Borrow up to 5% of home’s value, forgivable over ten years.
Suitable for homebuyers looking for additional funding with the benefit of loan forgiveness over a decade.

HOMEstead Down Payment & Closing Cost 

Up to $10,000 as a no-interest loan, forgivable over five years.
Targets homebuyers needing assistance with down payments and closing costs, offering forgivable loans.

First Front Door Program

Up to $5,000 in assistance, $3 for every $1 contributed by the homebuyer.
Encourages homebuyers to save by offering matching assistance for every dollar saved towards purchasing a home.

Discover the path to your first home in three simple steps:



ERGO to check your eligibility



your financing options



and receive up to $25,000

​Start your homeownership journey today!

Eligibility Criteria

Eligibility made simple:

Residents of Philadelphia County aiming for their first home purchase.


Learn more about how you can qualify for up to

$25,000 in financial assistance by filling out the form below.

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